HURRICANE/WINDSTORM
Hurricanes can do extensive exterior and interior damage.

FLOOD
Flooding occurs from rising waters.

FIRE OR LIGHTNING
May be caused by wiring, act of nature, etc.

MOLD
Is a common problem after water has penetrated. The damp area will then begin to grow bacteria in the warm humid environment.

DAMAGED PIPES
May occur from a hot water system, air conditioning system, plumbing system etc.

VANDALISM
Malicious mischief which causes damage to personal property.

LEAKS
Happen due to a crack or opening. Air condition systems, Roof structures, Hot water heaters and Dishwashers are usually the most common.